Lifespan
Your 30s Superannuation Playbook: How to Build Wealth While You Sleep
24 March
Here’s a truth most Australian 30-somethings discover too late, the super contributions you make this decade will outperform those you make in your 40s and 50s, even if you contribute less. Why? Because time is your secret weapon, and compound...[Read More]
Changing themes in global markets present opportunities in 2026
24 March
The big picture Strong market returns have continued, however, the drivers of returns have changed over the last year, pivoting away from the US and Artificial Intelligence (AI). Developed markets are expecting earnings to broaden from the returns...[Read More]
Your 50’s Insurance Audit. Stop Overpaying for Yesterday’s Risks
17 March
Christine, 52, recently discovered she was paying $18,000 annually for insurance policies designed when her twins were toddlers. Her mortgage is now $120,000 (not $450,000), her kids earn their own salaries, and her super balance sits at $380,000....[Read More]
The Retirement Investment Paradox. When ‘Playing it Safe’ Is Risky
17 March
The conventional wisdom that retirees should abandon growth assets at 65 is outdated and potentially dangerous. It’s important to understand that retirement isn’t the finish line, it’s a marathon that often runs three decades. Staying...[Read More]
The Financial Conversation Every Couple Should Have Before Moving in Together
10 March
Three months after moving in together, Tom discovered his partner had $18,000 in credit card debt. She thought he knew. He assumed everything was fine. The argument that followed wasn’t really about the debt; it was about trust. Research from...[Read More]
Franked Dividends, Australia’s Hidden Wealth-Building Advantage What are franking credits?
10 March
Australian dividend investing has a distinct advantage over most international markets — and it comes down to one key feature. Franked dividends. Franked dividends are payments from Australian companies that have already paid tax, and this tax is...[Read More]
Debt, a Tax-Deductible Path to Wealth or a Consumer Trap
10 March
Sarah borrowed $700,000 at 5.8% to purchase an investment property that generates $650 in weekly rent, with tax-deductible interest. Next door, Marcus owes $18,000 across three credit cards at 20% interest, funding holidays and new furniture. Both...[Read More]
The Smart Money Sequence: Why Savers Make Better Investors
10 March
We all know that building a house first requires ensuring you are building on a strong foundation. Your financial life works the same way. Savings vs Investing: What is the difference Your savings are your safety net. This is money you can access...[Read More]
Supercharging Your Super: The Ultimate Guide for Late-Career Contributors
3 March
You don’t need to keep wondering if it’s too late to make a real difference to your retirement. If you’re approaching your later working years or have recently retired, you might have access to some of the most powerful superannuation...[Read More]
Income Protection: What Happens When You Can’t Work
3 March
Last month, Sarah broke her ankle playing netball on Saturday afternoon. Without the ability to drive or stand for long periods, her job’s impossible right now. Workers’ compensation? Won’t touch it. Why? The injury didn’t happen at...[Read More]
The art of the harvest: Balancing enjoyment and security in retirement
24 February
Retirement is the time to enjoy the fruits of decades of work, whilst ensuring your garden continues to provide for years to come. The art lies not in hoarding every bit of produce, nor in consuming it all at once, but in finding the right balance...[Read More]
From Saver to Spender: Mastering Your First Year of Retirement
24 February
“I feel guilty every time I spend money now.” After forty-two years as a teacher, Margaret had saved diligently, built a solid super balance, yet couldn’t bring herself to book that long-awaited European trip. She’s not alone. The paradox of...[Read More]
Reflecting on Your Financial Year: Top Lessons for Australian Investors
17 February
As we welcome 2026, it’s the perfect moment to reflect on the financial journey that was 2025, a year that tested our resilience and rewarded our patience. For Australian investors, 2025 brought its share of challenges and opportunities – from...[Read More]
The 50/30/20 Rule: A Simple Framework for Financial Success
17 February
Managing your money doesn’t have to feel overwhelming. Suppose you’re in the accumulation phase of life. In that case, whether you’re building your first emergency fund, saving for a home deposit, or growing your super, the 50/30/20 rule...[Read More]
Downsizing Your Family Home: Super Contribution Opportunities
10 February
Margaret’s decision At 62, Margaret stood in her four-bedroom family home in the northern suburbs, surrounded by decades of memories. With her children settled elsewhere and retirement approaching, the house felt too large. When her financial...[Read More]