Invest property handouts must go: Greens

April 27, 2022

Taxpayer handouts given to buyers who own two or more investment properties would be scrapped by the Greens as Australia continues to grapple with housing and cost of living crises. New independent data shows more than 10 per cent of houses in some...[Read More]

6 mistakes businesses should avoid when it comes to commercial finance.

April 6, 2022

A small business loan can be invaluable when you’re establishing your business or when an unforeseen setback occurs, but you don’t want a loan to be short-term gain and long-term pain. Here are six common mistakes businesses should avoid when it...[Read More]

Mind the gap for women on property ladder

March 9, 2022

Australian women are taking longer than men to get on the property ladder, and are more likely to get a smaller share of the gains, new data shows. Further, soaring property prices in the past year could widen the gender wealth gap, the report...[Read More]

Rate risk to weigh further on house prices

March 2, 2022

Expectations of higher official interest rates this year are expected to be a further drag on the growth in house prices, having already slowed to their slowest pace since October 2020. The CoreLogic national home value index rose just 0.6 per cent...[Read More]

Tips for investing in property

February 23, 2022

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. Know your...[Read More]

Commercial loans: Show the bank you’re managing risk

February 16, 2022

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down. What the bank...[Read More]

Most small businesses use finance when they’re starting out: The right loan can make all the difference

February 3, 2022

Most small businesses use finance when they’re starting out. Access to finance can also help you manage your cash flow, cover unexpected expenses and purchase the equipment you need to grow. Different loans are designed for different circumstances...[Read More]

Is your lifestyle affecting your borrowing power?

November 24, 2021

Money and Life (Financial Planning Association of Australia)   When you don’t have a mortgage it’s easy to splash your cash on living it up. But did you know that your spending habits can influence how much lenders are willing to loan you?...[Read More]

Top tips to safeguard your roof in the next storm

October 13, 2021

Well Covered (Steadfast)   Roofs are the subject of a huge number of business insurance claims, especially after big storms.  Many Australian businesses have been devastated by storms so far in 2021, with Tropical Cyclone Seroja...[Read More]

How is the commercial property landscape is changing?

September 1, 2021

This post appeared first on Your Loan Hub.   In 2020, many retail businesses have pivoted their models to incorporate delivery – as opposed to traditional ‘bricks and mortar’. So how is this changing the commercial property...[Read More]

Asset finance and your quest for growth

July 28, 2021

(Your LoanHub)     As a business owner, it’s likely you have no shortage of competing demands on your capital. In your quest for growth, you might want to hire additional staff, move to bigger premises, increase production capacity,...[Read More]

Young renters afraid to ask for repairs

July 7, 2021

Hannah Ryan (Australian Associated Press)   Ness Song was trying to close the blind in the bedroom of her Sydney rental property when it fell on her head. It wasn’t the only issue with the house. A medicine cabinet fell off its hinges in...[Read More]

Home loans buoyant, but investors subdued

June 30, 2021

Colin Brinsden, AAP Economics and Business Correspondent (Australian Associated Press)   The amount of outstanding mortgages in Australia grew by the fastest monthly pace in four years. But economists doubt financial regulators will be too...[Read More]

Insurance mistakes your business should avoid

June 23, 2021

Well Covered (Steadfast)   When it comes time to make a claim, you’ll appreciate having appropriate insurance cover in place. But all too often, businesses don’t have the right policies, don’t have enough insurance or the insurance they...[Read More]

Calculating the cost base for real estate

June 16, 2021

(ATO)   To calculate a capital gain or loss, you need to know the assets: cost base to calculate a capital gain reduced cost base to calculate a capital loss. The basic rules are the same for all assets, but for real estate there are some...[Read More]