Money

Understand if a Self Managed Super Fund (SMSF) is right for you

9 November

A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]

Understanding the Five Pillars of Personal Finance

2 November

When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between...[Read More]

Three valuable insights for effective Financial Planning

19 October

As clients seeking financial guidance and planning services, we play a crucial role in ensuring a successful partnership with our financial planners. Here are three essential insights from our perspective to enhance our collaboration with financial...[Read More]

Things to do for a happy life after retirement

12 October

Are you the employee who eagerly waits for retirement day or one who fears it because they are not prepared? While there is no blueprint for a happy retirement, some actions can help increase the chances of having an enjoyable life after...[Read More]

Setting Financial Goals – the basics & benefits

5 October

Saving a few dollars today can add up to a lot of money later on – cash that you can use to start investing, pay off your debt repayment, or save for retirement. But to ensure you have a clear direction and achieve what you want, you need to start...[Read More]

Top 5 common financial mistakes

5 October

It’s easy to make mistakes with money, especially if you’re unaware of how dire the consequences of your actions could be. Here, we’ll look at some of the most common financial mistakes people commit that frequently result in severe financial...[Read More]

Behavioural guidance during market volatility

28 September

Much of this year has remained fraught with uncertainty and instability in the markets. This, of course, has caused many investors to become nervous and impulsive about their market decisions. This article will help to ease some fears about market...[Read More]

More Australians struggling with power bill shock

27 September

One of Australia’s largest energy companies is supporting thousands more households with hardship programs as people grapple with rising prices. Origin Energy general manager for government engagement Tim O’Grady told a Senate inquiry into the...[Read More]

All you need to know to get a home loan

7 September

When you get to work on the requirements, a mortgage or home loan application may seem to need an infinite amount of paperwork. However, your home loan provider is also required to conduct due diligence before they can approve a mortgage...[Read More]

Save for Rainy Days Even on a Tight Budget

31 August

When you have a tight budget, it may seem impossible to save money. And with rising inflation, it’s not difficult to understand why the personal savings rate in Australia decreased this year. However, conserving money while you’re short on cash...[Read More]

Tips to maintain a good credit score

24 August

Your credit score is a numerical indicator lenders use to determine how risk-free you are as a borrower. It is based on the details in your credit report, such as your borrowing history and whether you have made timely payments. People with low...[Read More]

Consider the notion that time is wealth.

17 August

If you were to choose between money and time, which option would you go for? For some, the answer is easy: it’s money. The reason, of course, is that people measure one’s level of success and wealth by the size of one’s bank account, number of...[Read More]

Maximising the value from your Financial Adviser

10 August

Navigating the complex financial landscape is challenging. However, with the right Financial Adviser, you can optimise your investments and ensure a secure financial future. By understanding how clients often perceive missteps in their...[Read More]

Rethinking Wealth: Beyond Money – The Evolving Concept of Prosperity

3 August

In today’s society, the notion of wealth extends beyond financial resources. As individuals seek a more balanced and fulfilling life, the concept of wealth has evolved to encompass various factors such as education, healthcare, job satisfaction,...[Read More]

Types of ethical investing plus the pros & cons