Financial Planning
WAIT! Before You Buy That…
15 April
Every time you spend money, you choose your future. Will this purchase bring lasting value to your life, or is it just a fleeting desire? Will it move you closer to financial security, or set you back? Modern marketing doesn’t want you to stop and...[Read More]
Financial analysis paralysis
8 April
Most of us suffer from this condition at some time or another. Imagine going to buy a loaf of bread. It seems simple, but once you get to the supermarket, there are so many different types it’s almost impossible to make a decision. Too much choice...[Read More]
What happens to my superannuation if…
18 March
The premise behind Australia’s superannuation scheme is simple: regularly contribute to a complying superannuation fund to provide financial support upon retirement. Well, that’s the plan. But what happens if your savings strategy is disrupted...[Read More]
Is LOUD budgeting the answer to amplify your financial awareness
14 January
Do you know Olivia? Perhaps she reminds you of someone you know. Olivia always known that saving for her first home would require a bucket-load of discipline and sacrifice. And when she thought about the amount needed for a deposit…well, it all...[Read More]
Three-Minute Financial Check-up
14 January
While the standard of living is constantly improving in Australia, economic disruptions, stagnant wage growth and continually increasing house prices are putting more and more people under financial stress. That niggling feeling that you’re not in...[Read More]
Could your money mindset hold you back from achieving financial success?
7 January
Does your money mindset have your back? Or… Does it hold you back? If you’ve never really thought about it, you’d be forgiven. When it comes to our financial success, we tend to focus on things like income, investments, and expenses. It makes...[Read More]
Financial Strategies for Freelancers
31 December
Since the earliest days of commerce, industries have looked for ways to reduce costs. For many, this meant designing business models around a lean workforce. Yet, seasonal peaks and troughs and operational pressures exposed a flaw in this thinking....[Read More]
Why a high income doesn’t guarantee you’ll retire early
24 December
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a high income does not automatically equate to financial security. Just...[Read More]
When life changes, should your financial goals change too?
12 November
Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s, then retire at 60 and travel the world. That all changed one weekend. While heading to...[Read More]
Building passive income for a better financial future
24 September
A simple guide from an earlier era suggested eight hours for sleeping, eight hours for work and eight hours for leisure. Nowadays, work seems to take up more than its fair share, and many people might be seeking a way to maintain or increase their...[Read More]
Busting 10 common financial myths
24 September
Navigating the world of personal finance can be challenging, especially with the myriad of myths that may cloud your judgment. From misconceptions about debt to misunderstandings about investing and retirement planning, these myths can lead to poor...[Read More]
How much do I need to retire in Australia?
6 August
One of the most frequently asked questions is, ‘How much do I need to retire?’. While you may think of reaching for a calculator to tell you the answer, it goes much deeper than that. No magic number fits everyone, as it depends on your...[Read More]
How much do I need to retire in Australia?
6 August
One of the most frequently asked questions is, ‘How much do I need to retire?’. While you may think of reaching for a calculator to tell you the answer, it goes much deeper than that. No magic number fits everyone, as it depends on your...[Read More]
How much do I need to retire in Australia?
6 August
One of the most frequently asked questions is, ‘How much do I need to retire?’. While you may think of reaching for a calculator to tell you the answer, it goes much deeper than that. No magic number fits everyone, as it depends on your...[Read More]
Do you know the financial impact of illness?
9 July
The latest ‘Cost of Care’ report has revealed the financial burden of illness, costing some Australians millions of dollars. Zurich Financial Services has released its updated analysis on the growing incidences and cost of illness to help better...[Read More]